LendingPoint, the award-winning, AI-driven fintech facilitating consumer credit origination and loan servicing, today announced its executive leadership team. Led by Chief Executive Officer Mark Freeman, the team also includes Craig Shmoldas as Chief Financial Officer and Roy Russo as Chief Technology Officer and is focused on accelerating LendingPoint’s next phase of growth. Freeman assumed the CEO role in March 2026 after serving as Interim Chief Executive Officer since August 1, 2025.

Mr. Freeman joined LendingPoint in September 2024 as Chief Financial Officer and was named Interim Chief Executive Officer in August 2025, during which time he led the revitalization of the Company’s loan marketplace offerings, launched new forward flow programs, and in Q4 2025 completed a strategic capital raise positioning the Company for expansion in 2026 and beyond. He brings more than 30 years of financial industry experience, including six years as CFO of Republic Finance and leadership roles at Ocwen Financial Corporation, Banc of America Securities, BMO Capital Markets, and other global banks. Mr. Freeman holds a Bachelor of Business Administration from the University of Texas at Austin and an MBA from Tulane University.

“I am honored to lead LendingPoint into its next chapter,” said Mark Freeman, Chief Executive Officer. “Craig and Roy are proven leaders in their fields, and together we will continue to scale our technology platform, expand our product offerings, rebuild our capital markets and funding capabilities, and build smarter, more accessible financial pathways for our customers.”

As Chief Financial Officer, Mr. Shmoldas will oversee the Company’s finance organization, including accounting, financial planning and analysis, treasury, capital markets, and investor relations. He brings more than 25 years of experience across consumer lending, capital markets, and structured finance. He joins LendingPoint from Santander Holdings USA, where he served as SVP and Head of Asset-Backed Securities. Previously, he was SVP, Treasurer and Head of Capital Markets at Republic Finance, and held roles with Santander Consumer USA, BMO Capital Markets, and Bank One.

“I’m excited to join LendingPoint and this management team to help re-establish LendingPoint as a leader in the consumer finance arena,” said Craig Shmoldas, Chief Financial Officer. “I look forward to joining our strong, dedicated team that is focused on rebuilding a successful funding and capital markets franchise as we target disciplined growth and sustainable profitability.”

As Chief Technology Officer, Mr. Russo will lead LendingPoint’s technology strategy, engineering, and product development. He brings experience scaling engineering organizations and modernizing platforms in financial services and lending, having previously served as Chief Technology Officer at Momnt Technologies, Vice President of Engineering at Verusen, and Chief Technology Officer at BlueChip Financial. He has also founded and co-founded several companies in the technology and fintech spaces.

“LendingPoint’s data and technology foundation is what sets it apart,” said Roy Russo, Chief Technology Officer. “I look forward to advancing automation, underwriting intelligence, and customer experience as we scale.”

About LendingPoint

LendingPoint is an award-winning, AI-driven online loan origination and servicing platform that provides financing solutions for consumers. The company’s fraud prevention, risk, and asset management algorithms are used to create financial opportunity across the credit spectrum. The company has been recognized by organizations including Finovate, Inc. 5000, Deloitte’s Technology Fast 500, and the Atlanta Business Chronicle for innovation, growth, and workplace culture. LendingPoint is a privately held company headquartered in Metro Atlanta with an office in Dallas. For more information, visit www.lendingpoint.com.

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